Saturday, September 26, 2009

Retirement Book for Your Personality and Links to How to Retire Happy




It's CRAZY how accurate this is!

    1) Pick your favorite number between 1-9
    2) Multiply by 3 then
    3) Add 3
    4) Then again Multiply by 3
    5 ) You'll get a 2 or 3 digit number.....
    6 ) Add the digits together

Now Scroll down to the RETIREMENT BOOK list below and find your number that will correspond to the best retirement book for your personality.

And here are a few more links:

Thursday, September 24, 2009

Inspirational Quotes about Quotations

One of my favorite quotes is by Bernard Shaw: "I often quote myself - this adds spice to my conversations."

Here are some more Inspirational Quotes about Quotations

Quotation: The act of repeating erroneously the words of another.The words erroneously repeated. — Ambrose Bierce

The great writers of aphorisms read as if they had all known eachother very well. — Elias Canetti

Beware of thinkers whose minds function only when they are fueledby a quotation. — Emile Cioran

The wisdom of the wise and the experience of the ages are perpetuatedby quotations. — Isaac D'Israeli

It isn't much of quote book if I am not in it. — Yours truly (after being a book of quotations for his birthday)

I hate quotation. Tell me what you know. — Ralph Waldo Emerson

I quote others only the better to express myself. — Michel de Montaigne

Life itself is a quotation. — Jorge Luis Borges

Nobody quotes me, so why should I quote someone else? — Unknown wise person

No comment, but don't quote me. — Unknown wise person

One good quote is worth a book. — Unknown wise person

For More Great Quotes and Sayings See:

Tuesday, September 22, 2009

Low Income Retirees Can Have a Happy Retirement

There is a lot of misinformation coming from financial institutions and the media about how retired people with low incomes can't have much enjoyment in retirement. Perhaps these "experts" on retirement should check out some research performed by Claritas, the organization that classifies American neighborhoods demographically for marketing purposes.

One of the groups classified according to the Claritas PRIZM system is called the Hometown Retired. There are just over 1,200,000 Hometown Retired households (1.11%) in the U.S. They have an annual household median income of only $26,000, much lower than the national median income. Almost a third of these households are renters. If they own their own homes, their houses are aging – half were built before 1958. The value of their houses or condos is a far cry from the national median value of houses and condos.

Because most never made it beyond high school and spent their working lives at blue-collar jobs, Hometown Retired households’ retirements are extremely modest from the financial point of view; typically they get by on social security and modest pensions. Despite being below the national average in income and assets, most Hometown Retired households don't consider themselves poor, however. One of the reasons why this group is relatively comfortable financially is because the majority live on the fringes of large cities. Here it costs less to live than it costs to live in the cities themselves.

Hometown Retired households are comprised of retirees, two-thirds of whom are over 65; nonetheless, don't assume that these people don't do much more than hang around the house and watch TV all day. On the contrary, the typical retirees comprising Household Retired households are just as busy as when they were working full-time. Best of all, they are enjoying retirement.

How do these retirees get by financially and enjoy themselves on their low incomes? According to Claritas, Hometown Retirees shop at Woolworth's or a reasonable substitute such as Wal-Mart. They use lawn maintenance services, belong to a veterans' club, drive a Chrysler Sebring car, eat Wheaties, and own a microwave oven. They buy Firestone tires, heavy rock music, and rechargeable batteries. They dine at the places such as Golden Corral.

Hometown Retirees spend a portion of their time vacationing on bus tours, trying to quit smoking, bowling at least 20 times a year, and partaking in karate or martial arts. They are also collecting stamps, playing cards and chess, volunteering for political causes, shopping on the Internet, and drinking low-alcohol beer.

Hometown Retirees are reading True Story, Discover, Audubon, Field & Stream, Hunting, Soap Opera Weekly, and Ladies Home Journal magazines. They are listening to easy-listening, nostalgia, and soft-contemporary music on the radio. And when they find time for it, on TV they are watching soap operas, the Montel Williams Show, the CBS Sunday Night Movie, the NCAA swimming and diving championships, Macy's Thanksgiving Day Parade, and the NBC Nightly News.

The real gem of information Claritas gives us is that the large majority of Hometown Retired households isn't complaining about not having enough MONEY to do the things they want to do in retirement. Their biggest complaint in life, in fact, is not having enough TIME in the day to do all the things that they want to do. Above all, hometown retirees prove that just because you are a retired person with a low income doesn't mean that you can't have fun in life. As Harry Emerson Fosdick once remarked, “Don't simply retire from something; have something to retire to.”

    Four More Retirement Quotes to Help You Have a Happy Retirement Regardless of Your Income

    One ought, every day at least, to hear a little song, read a good poem, see a fine picture, and, if it were possible, to speak a few reasonable words. — von Goethe

    Retirement has been a discovery of beauty for me. I never had the time before to notice the beauty of my grandkids, my wife, the tree outside my very own front door. And, the beauty of time itself. — Hartman Jule

    Your best purchases in retirement will turn out to be the ones that you never made. — from How to Retire Happy, Wild, and Free by Ernie Zelinski

    By the age of 65, most of us have accomplished whatever work-related goals we are going to reach. If you haven't done it by then, chances are you aren't going to do it. Take the retirement, take the pension, take the Social Security, and sail off into the sunset. — Sue Lasky

Also See:

Promotional Giveaways by VIP BOOKS

Where to Retire

Retirement Jobs

The Money Café

Benefits from a Recession

Quotes and Sayings about Creativity and Innovation

Funny Friendship Quotes and Sayings

Saturday, September 19, 2009

Creative People Are Not Necessarily Smart and They Cerrtainly Are Not Nice

David Ogilvy was widely regarded as a genius – so much so that he wondered it if were true. After all, he reported, he had flunked out of Oxford. He decided to find out exactly how smart he was, expecting to have an IQ around 145. He scored 96 (Business Strategy Review, 2005).

Gelade (1997) gave a personality test to people in creative jobs (58 individuals in creative departments of prominent UK advertising agencies and small design groups) and compared them with 70 managers in mainstream UK corporations with jobs that were not obviously in need of creativity. The creative people scored much higher on neuroticism, hostility, and depression.

As one researcher noted after reviewing research studies, creative people are not "nice."


Friday, September 18, 2009

Free E-books Including Graffiti for the Employees Soul

Some time ago Ernie Zelinski, author of The World's Best Retirment Book, did a book called Humpty Dumpty Was Pushed: Graffiti for the Soul.

Firefly Books paid Ernie a $5,000 advance to publish the book.

Much against Ernie's wishes, Firefly changed the title to
Off the Wall: Graffiti for the Soul.

Ernie now provides the content from that book as seven free e-books (in PDF format). (listed at Graffiti for the Creative Soul)

You can download the seven volumes of graffiti from the Graffiti for the Soul Series at the bottom of the page:

You can download the seven volumes of graffiti from the Graffiti for the Soul Series at the following links:

Sunday, September 13, 2009

Two Stories about Retirees

Here are two latest stories about retirees, one good and one not-so-good:

Here are two different versions of a retirement book you may want to consider:

Sunday, September 6, 2009

Tired of scraping by living paycheck to paycheck?

Tired of scraping by, only buying the necessities of life and only when they are on sale, living paycheck to paycheck?

Discover how to break out of this trap once and for all, and start living a life of prosperity and freedom.

Here Is the Lifestyle That You Can Lead When You Follow the Success Principles of Career Success Without a Real Job
  • You don't have to ever hear that awful word "teamwork" or the equally awful phrase "being a team player". As someone once said, "Teamwork is a boss telling a bunch of mindless idiots to do their work all in the same regimented way without any creativity."
  • You no longer have to deal with jerks and idiots in the workplace; indeed, you can now enjoy a jerk-free and idiot-free environment and be highly creative in the process.
  • No more going to a corporate office on Monday morning and hearing co-workers ask each other that mundane question "How was your weekend?" followed by answers such as "It was fine." Fact is, you never did care whether your co-workers enjoyed their weekends.
This Book Will Also Help You Retire Happy, Wild, and Free.

Success Quote of the Day

You are not here merely to make a living. You are here to enable
the world to live more amply, with greater vision, and with finer
spirit of hope and achievement. You are here to enrich the world.
You impoverish yourself if you forget this errand.
— Woodrow Wilson

Check Out!

Promotional Giveaways by VIP BOOKS

Funny Quotes and Sayings